Our Services

PCS provides you with an unprecedented level of customer service.  We are thoroughly committed to understanding and satisfying our clients’ needs.  Providing exceptional results and service is our main goal.  We guarantee it!


  • State of the art collection software system that allows us the ability to customize our solutions, closely track accounts, and provide detailed reporting to keep you up-to-date.  This same system is currently used by the largest debt recovery agency in the country.
  • Experienced staff with many years of tenure with Peerless Credit.
  • Customized collection plans designed for your specific needs.
  • Cost saving customized pre-collect programs available when you need it
  • Flexible billing options to meet our clients’ needs.
  • An attorney dedicated to handling PA. legal collections for PCS clients.
  • A network of attorneys that are ready and available when you need them anywhere in the country
  • Ability to collect payments through a variety of credit and cash sources both through the mail, electronically, and via our website.
  • Skiptracing of accounts and asset searches through the largest consumer information database.
  • Competitive fees that allow for an effective full- service collection effort that will maximize your Netback.


  • Cost saving programs to avoid contingency fees.
  • Customized demand letters designed to prompt consumer payment.
  • Automatic addition of consumer collection penalty to prompt payment.
  • Automatic rollover to contingency collections.
  • Analysis reports provided to show the effectiveness of Pre-Collect Service.


The main function of any collection agency is to recover money for its clients, and along the way provide the kind of service you would expect. The primary goal of every client is to partner with an agency that provides the best service and results. At Peerless, providing outstanding service with a personal touch and collection results that are unrivaled is not just a sales slogan. Making our clients dealings with our office a pleasant experience, as well as being the best collection performer is our goal. Consistently exceeding expectations is what makes clients stay with our agency for many years.


The services of many collection agencies stop when their collection process ends. At Peerless Credit Services our value-added services do not end there. We provide our clients with easy access to optional attorney collection and legal action services as soon as we feel the account is in need of such action. Our attorney represents Peerless Credit for consumers residing in PA with the same high level of focus on results and service. These services are only activated with your authorization and after our thorough collection efforts have been exhausted. For accounts outside Pennsylvania, we refer matters only to attorneys who meet or exceed our high standards of integrity, professionalism and expertise.  All attorney efforts and progress are monitored by our staff to insure the account moves swiftly through the process. If you choose, our attorney will send a demand letter and call each account before filing suit.  This extra effort can in many cases resolve an account, making the legal process unnecessary.

Our Attorney Collection Service benefits you by:

  • Providing an additional collection effort on your accounts over $100
  • Increasing the recovery rate of your delinquent accounts
  • Saving you the time, effort, and expense of having to find and retain an attorney on your own
  • Passing on to you the legal fee savings we are able to negotiate as a result of the volume of accounts we refer to the attorneys that you may not be able to realize if you retained an attorney on your own
  • Providing you with legal representation by seasoned professionals with years of experience in collection technique and law

Approximately 95% of our clients utilize this optional service to maximize recovery.